Welcome to Ascent Financial Consulting
We are a firm of Chartered Financial Planning firm based in the heart of Leamington Spa and pride ourselves on delivering holistic, high quality, specialist advice for individuals and corporate clients.
Specialists
At Ascent, we are known as specialists, be that for individuals or corporate clients. We believe that is the key to our success and why we hold long term relationships with many of our clients.
What some of our clients are saying
Flexible Pensions
When Andy met the directors of a profitable software company, they had neglected their pensions because they had concentrated on growing their business.
They also didn’t trust insurance companies to invest their money. Andy was able to show them how they could use their pension funds to purchase a commercial property and now their company rents these premises from the pension scheme.
“Andy showed us that it was relatively simple to combine investing in the company with pensions. I am confident that our property investment will increase in value in addition to the rental income.” said the Managing Director.
Tax Saving Investments
The CEO of a public company wanted to reduce his tax bill at the end of a successful year and knew about VCT’s.
We were able to take him through the features of various trusts so that he could make a choice that took into account the growth prospects, tax benefits and the risks. In addition, we were able to recommend tax-savings that were lower risk by making pension contributions.
“I was able to make informed choices and they reacted quickly to meet a tight timescale” said the CEO.Good Communication
A manufacturing company with a defined benefit scheme wanted to close it to future accrual, but feared it would face stiff opposition from the union that represented many of their staff.
Derrick was able to help the company agree the terms of closure with the scheme trustees and was influential in helping the company carry through its proposals with the consent of the union and without industrial action. This was achieved through meetings with the unions and their pension specialists and explaining the company’s case in balanced terms.
“Without the involvement of someone who understands pensions and wider business issues, such a difficult change can easily go wrong. Derrick’s pragmatic approach and ability to communicate with people – from the factory floor up to board level – made the job a whole lot easier. His support was invaluable” said the Managing Director.
